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What is the employer’s sense of responsibility and what are the advantages?

 Last Update: 2021-04-29
 Source: Internet
 Author: User

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What is employer liability insurance?

Employer’s liability insurance refers to the medical expenses and financial compensation responsibilities that the insured shall bear for the employees who are employed by the insured who suffer from accidents or work-related injuries during their employment, resulting in injuries, disability or death.

The benefits of buying employer liability insurance.

Regarding employer’s liability insurance, many people may not fully understand that they have already participated in employee social insurance, and social insurance includes work-related injury insurance, and even some companies also have group accident insurance.
So it is necessary to re-include employer’s liability insurance? Today we take a look at the benefits of buying employer liability insurance

1.
Low premiums and high coverage

On the basis of fully reducing the employer’s insurance costs, the maximum compensation limit can reach 800,000 yuan

2.
Supplement to Work Injury Insurance

It can effectively make up for the insufficiency of work-related injury insurance, and can also cover the probation period and re-employment of interns who cannot participate in work-related injury insurance.

3.
Protect the rights of employers

From the perspective of the rights of employers, employer liability insurance can transfer the company's liability risks to employees and fully meet the company's needs.

Personal accident insurance products do not have this function and have inherent functional defects.
In the event of a work-related accident, personal accident insurance products will not be able to replace the employer’s legal liability.

4.
Comprehensive protection

Zhonglian Employer Liability Insurance, low price, fast claim settlement, and wide coverage

Buy employer’s liability insurance, work injury insurance and choose Zhonglian Labor Service, low price, fast claim settlement, and wide coverage

Zhonglian Employer Liability Insurance has a death of 800,000 + medical treatment of 200,000.

Buy Employer Liability Insurance and Work Injury Insurance and choose Zhonglian Labor Service.
Zhonglian Labor Service cooperates with PICC to tailor a special product for small and medium-sized enterprises-"Employer Peace of Mind" employer liability insurance.
You no longer have to worry about employees being injured or disabled at work Or the high cost of death.

Employer’s liability insurance can make up for the lack of overall work injury insurance.

Employer liability insurance can be responsible for the following expenses not covered by the work-related injury coordination insurance: hospitalization meal subsidy, transportation for seeking medical care outside the overall planning area, food and lodging, and required nursing expenses for self-care during injury treatment.

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