The Ministry of Civil Affairs responds to housing for the aged: the government will still take the lead in ensuring the basic aged

Will we only develop "housing for the aged" in the future? [response] in China, the development of community, institution and other pension service modes, the "housing pension" pilot is only part of the content "opinions" triggered hot discussion Some people think that "housing for the aged" means that the government doesn't care about the aged, and the people should take their own houses for the aged How to treat the problem of "housing for the aged"? The relevant person in charge of the Ministry of Civil Affairs explained that the State Council issued several opinions on accelerating the development of the elderly care service industry, aiming to actively respond to the aging population and continuously meet the growing demand for elderly care services However, the problem of "housing for the aged" has been misunderstood, and it needs to be clarified In the opinions of the State Council, it is clearly proposed to develop a variety of pension service modes, such as home-based pension, community pension, institutional pension, and combination of medical care and pension In terms of investment and financing, land supply, tax preference, subsidy support, personnel training and public welfare charity, a series of favorable measures with large strength and high gold content have been taken In the aspects of perfecting working mechanism, carrying out comprehensive reform pilot, strengthening industry supervision, strengthening supervision and inspection, the paper puts forward safeguard measures The so-called "reverse mortgage endowment insurance for the elderly" is just a sentence in "improving investment and financing policies", and it is clear to carry out the pilot In the key task division issued at the same time along with the opinions of the State Council, it is only the 27th item in the 45 key task division related to the investment of insurance funds in the field of pension services There is a mature way to carry out "housing for the aged" in some countries Based on international experience, the State Council's "opinions" put forward to carry out this pilot project, which is active, prudent and prudent The purpose is to explore the endowment insurance products that meet the national conditions, meet the different needs of the elderly, and provide the elderly with independent choices, expand the supply mode of endowment service, and then build a diversified, multi-level and demand-oriented endowment service mode Therefore, we should fully understand and accurately grasp the opinions of the State Council and not mislead the public by generalizing them Does the government care for the aged? [response] the elderly care service is a major livelihood issue, and the government is the leading force to ensure the basic elderly care The relevant person in charge of the Ministry of Civil Affairs explained that at present, China's population aging is developing rapidly and the situation is grim Solving the elderly care service problem has become a major issue to ensure and improve the livelihood of the people, and adhering to the basic security is an important guiding ideology of the opinions Taking into account the business and industrial attributes of pension services, the opinions not only put forward requirements for the establishment and improvement of social pension service system and the expansion of pension services, but also for the development of products and supplies for the elderly and the cultivation of pension industry cluster The person in charge said that it is necessary to fully and accurately understand and grasp the guiding ideology proposed in the opinions to ensure the correct direction of the development of the elderly care service industry According to the opinions, we should start from the national conditions, take the continuous satisfaction of the growing demand for elderly care services as the starting point and the foothold, give full play to the role of the government, stimulate social vitality through streamlining administration and delegating power, and strive to make the elderly care service industry an important measure to actively respond to the aging of the population, safeguard and improve people's livelihood, and become a service industry to expand domestic demand, increase employment and promote service industry An important force to develop and promote economic transformation and upgrading What measures will the government take to achieve "basic protection"? The first is to run well the public security pension institutions The opinion requires public pension institutions in all regions to give full play to their supporting role, focusing on the provision of free or low-cost support and nursing services for the elderly, low-income elderly, and disabled and semi disabled elderly with economic difficulties The second is to improve the rural pension service The opinions put forward that all the rural "three no" old people should be included in the scope of five guarantees, the standard of five guarantees should be raised in time, the function of the rural five guarantees support institutions should be improved, and the rural five guarantees old people should be supported Third, we will improve the policy of public financial subsidies According to the opinions, it is necessary to speed up the establishment of pension service evaluation mechanism, conscientiously implement the provisions of the law on the protection of the rights and interests of the elderly, and establish and improve the subsidy system for the elderly such as the old age and disability with economic difficulties In addition, gradually improve the level of pension security According to the opinions, we should further improve and implement the policies of basic old-age care, basic medical care, minimum living security, and improve the level of old-age security in a timely manner according to the level of economic and social development, the increase of average wages of employees, and the rise of prices How to speed up the development of pension services? [response] the person in charge of supporting private capital to participate in providing elderly care services and lowering the threshold for social forces to host elderly care institutions said that the opinions proposed to support and guide various social subjects to participate in the construction, operation and management of community comprehensive service facilities and provide elderly care services Support the community to establish and improve the home-based elderly care service network, introduce social organizations and domestic and property enterprises, and set up or operate various elderly care service projects such as elderly meal, community day care, elderly activity center, etc We will support social forces in setting up institutions for the elderly The opinion proposes to further reduce the threshold for social forces to run pension institutions in terms of capital, venue and personnel, simplify procedures, standardize procedures and open information, and the administrative licensing and registration authorities shall verify the scope of their business and activities, so as to provide convenient services for social forces to run pension institutions We will encourage individuals to set up family and small-scale institutions for the aged, and social forces to set up large-scale and chain institutions for the aged We will increase policy guidance and support According to the opinion, social forces are required to support the establishment of pension service institutions by means of subsidy investment, loan discount, operation subsidy, purchase of services, etc The non-profit pension institutions run by private capital enjoy the same land use policies as those run by the government We need to further formulate and improve preferential tax policies to support private capital investment in pension services The opinions put forward the principles of deepening system reform, adhering to basic security, focusing on overall development and improving market mechanism, emphasizing the transformation of government functions, stimulating the vitality of various service subjects, increasing policy support and guidance The government should play a leading role in ensuring basic pension services, and the market should play a fundamental role in resource allocation, so as to gradually promote social forces We should support families and individuals to bear their responsibilities This clarifies the positioning and division of labor between the government and the market, the government and the society It is not only a scientific summary of previous experience, but also a necessary method and path for future work.