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On one side is the gushing out pension demand, and on the other is the rising pension
In April 2021, the Ministry of Human Resources and Social Security and the Ministry of Finance issued a notice clarifying that starting from January 1, 2021, enterprises, government agencies and institutions that have completed retirement procedures and received basic pensions on a monthly basis before the end of 2020 will retire Staff raise the basic pension level, and the overall adjustment level will be 4.
This means that China's basic pension has achieved "17 consecutive increases
But Zhong basic domestic take PAYG pension system, and the development of the third pillar pension conducive to the realization of multiple structural optimization
[Elderly care consumption is expected to exceed one million! 】
Compared with the past, the Chinese people's concept of providing for the elderly has changed a lot.
As society progresses, middle-aged and elderly people have become more open-minded, and they are more proactive in planning their retirement life
According to the breakdown of the population of different city levels, it is found that respondents in first-tier cities are willing to pay the most for their old-age care, with an average of 9,104 yuan per month, which is nearly 2,000 yuan higher than those in second-tier cities
" Post-50s" and "post-60s" pensions depend on national debt deposits, and they have quality without relying on their children
With regard to the source of pensions, most of the pension expenses of the “post-50s” and “post-60s” among the parent groups still rely on deposits and national debt
Respondents’ pension expenses mainly depend on the state, and the proportion of pension expenses from “retirement/pension/corporate annuity, etc.
Moreover, the elderly group still has a considerable amount of financial assets and real estate income as a source of pensions, which means that they have the ability to pursue a better quality of life in the elderly without relying on their children
The third pillar, escorting high-quality old-age care
The third-pillar pension method has also been recognized by people
Everyone Insurance has developed a variety of insurance products linked to elderly care community services.
Close to medical care, close to children, old-age care and more love for the city center
When it comes to the retirement community, many elderly people show concern
Especially some problems during the epidemic brought everyone back to reality
The survey results show that people aged 60 and above recognize the two points of "close to home" and "easy for children to visit" for Chengxin Pension, showing a strong "loving home" complex
.
The elderly care close to the city center allows the elderly to enjoy high-quality elderly care services, without having to stay close and farther away, break away from the previously familiar life circle, and truly realize the elderly support within the "distance of a bowl of soup".
This kind of elderly care model is more important.
In line with China's "home" culture, it is also the direction of the future development of the elderly care community
.
In order to meet the urgent needs of the elderly care market, in recent years, real estate developers, banks, and insurance industries have entered the elderly care industry.
It is worth mentioning that Dajia Insurance Group focuses on service-oriented elderly care.
Less than a month after the release, Dajia Insurance quickly launched the professional old-age care brand “Everyone’s Home” that conforms to the traditional virtues of filial piety and respect for the elderly of the Chinese nation and meets the needs of the aging society.
The service object advocates making love close at hand
.
"Everyone's Home" includes two parts: insurance protection and pension services
.
In terms of insurance, taking the family as a unit, providing rich products including risk protection, wealth management, and retirement planning according to the needs of family members at different stages of retirement, opening up payment channels in the retirement community, allowing families to have less support and enjoyment.
Old age is secure
.
In terms of elderly care, the city’s heart medical care community has been created "close to medical care, close to children, and closer to the fireworks on earth".
It is suitable for living and recuperating communities for families with old parents and young and energetic elders, and for overseas elderly care communities for reunion of relatives abroad.
Explore the home care model of the embedded care center in the community
.