84 million!

Global Coatings Network News:

Global Coatings Network News:

Recently, Cheng Mouyong, the legal representative of Shanghai Langtai Building Decoration Materials Co.

Recently, Cheng Mouyong, the legal representative of Shanghai Langtai Building Decoration Materials Co.

According to the verdict, Cheng Mouyong was instructed by someone to fabricate a purchase and sale contract.

The defendant Cheng Mouyong committed the crime of fraudulently obtaining bills and was sentenced to one year’s imprisonment, two years of probation, and a fine of 30,000 yuan.

According to the news from Tianyan, the business license of Shanghai Langtai Building Decoration Materials Co.

In fact, as the case progressed, Cheng Mouyong's deception of acceptance bills was only the tip of the iceberg in a series of cases, and the specific number of deceptions was far greater than that of one of them.

The steel trade crisis is beginning to appear, guarantee company funds are cut off

First of all, to introduce a few companies:

1.
Shanghai Jinshan Steel Market Management Co.
, Ltd.
(hereinafter referred to as the steel market), legal representative Liu Mouqing; 2.
Shanghai Xintai Financing Guarantee Co.
, Ltd.
(hereinafter referred to as Xintai Company) legal representative Lin Mourui, Liu Mouqing Personal shareholding is 28%; 3.
Shanghai Zhongbao Finance Guarantee Co.
, Ltd.
(hereinafter referred to as Zhongbao Company), Liu Mouqing personally holds 30%.

1.
Shanghai Jinshan Steel Market Management Co.
, Ltd.
(hereinafter referred to as the steel market), legal representative Liu Mouqing; 2.
Shanghai Xintai Financing Guarantee Co.
, Ltd.
(hereinafter referred to as Xintai Company) legal representative Lin Mourui, Liu Mouqing Personal shareholding is 28%; 3.
Shanghai Zhongbao Finance Guarantee Co.
, Ltd.
(hereinafter referred to as Zhongbao Company), Liu Mouqing personally holds 30%.

In March 2010, Jinshan Steel Market was preparing to open.
In order to attract merchants, Liu Mouqing used bank loans and borrowed money from friends to prepare 120 million arrears to lend to more than 140 companies entering the steel market as start-up capital.
The loans of more than 50 companies have not been repaid.

In March 2010, Jinshan Steel Market was preparing to open.
In order to attract merchants, Liu Mouqing used bank loans and borrowed money from friends to prepare 120 million arrears to lend to more than 140 companies entering the steel market as start-up capital.
The loans of more than 50 companies have not been repaid.

After 2011, the steel trade crisis began to appear.
Banks with a keen sense of smell began to vigorously collect the loans previously issued, and only accepted but not loans.
Xintai Guaranty Company's capital chain broke, and its operations were in trouble.
According to Liu Mouqing, at that stage, Xintai Company, Zhongbao Company and the steel market made more than 1.
2 billion external guaranteed loans, and they repaid 860 million yuan and owed more than 300 million yuan to the bank.

After 2011, the steel trade crisis began to appear.
Banks with a keen sense of smell began to vigorously collect the loans previously issued, and only accepted but not loans.
Xintai Guaranty Company's capital chain broke, and its operations were in trouble.
According to Liu Mouqing, at that stage, Xintai Company, Zhongbao Company and the steel market made more than 1.
2 billion external guaranteed loans, and they repaid 860 million yuan and owed more than 300 million yuan to the bank.

The bank called for payment and was struggling with funds.
Liu Mouqing took aim at a newly opened rural bank-Shanghai Jinshan Huimin Rural Bank.
Liu Mouqing negotiated with Lin Mourui and others and wanted to use the companies and affiliated companies he controlled to obtain financing from village banks with fictitious purchase and sales contracts and false value-added tax invoices to ease the company's operating difficulties.

The bank called for payment and was struggling with funds.
Liu Mouqing took aim at a newly opened rural bank-Shanghai Jinshan Huimin Rural Bank.
Liu Mouqing negotiated with Lin Mourui and others and wanted to use the companies and affiliated companies he controlled to obtain financing from village banks with fictitious purchase and sales contracts and false value-added tax invoices to ease the company's operating difficulties.

In the words of Liu Mouqing, it happened that when the company was in trouble, they established contact with the Huimin Rural Bank, which had just opened up business in Shanghai.
The Huimin Rural Bank just came to Shanghai, and they hadn't noticed the crisis of the steel trading enterprises.
They seized this "opportunity.
"

In the words of Liu Mouqing, it happened that when the company was in trouble, they established contact with the Huimin Rural Bank, which had just opened up business in Shanghai.
The Huimin Rural Bank just came to Shanghai, and they hadn't noticed the crisis of the steel trading enterprises.
They seized this "opportunity.
"

Shanghai Jinshan Huimin Village Bank (hereinafter referred to as Huimin Village Bank) is a subsidiary of Sichuan Tianfu Bank, the subject defrauded in this case.
According to data, Shanghai Jinshan Huimin Village Bank was established on January 19, 2012 with a registered capital of 300 million yuan.
It was initiated by Sichuan Tianfu Bank and others, and Sichuan Tianfu Bank held 55% of the shares.

Shanghai Jinshan Huimin Village Bank (hereinafter referred to as Huimin Village Bank) is a subsidiary of Sichuan Tianfu Bank, the subject defrauded in this case.
According to data, Shanghai Jinshan Huimin Village Bank was established on January 19, 2012 with a registered capital of 300 million yuan.
It was initiated by Sichuan Tianfu Bank and others, and Sichuan Tianfu Bank held 55% of the shares.

Newcomers are busy Zhanye draft acceptance to find the owner

Newcomers are busy Zhanye draft acceptance to find the owner Newcomers are busy Zhanye draft acceptance and find the owner

Banks that have just been established to emerge in Shanghai, and companies that are in urgent need of blood replenishment due to broken capital chains, the two parties with their own abacus coincide in terms of business development and quickly signed a cooperation agreement.
On February 29, 2012, Huimin Village Bank and Zhongbao Guarantee Company controlled by Liu Mouqing signed a bank loan of 100 million yuan "Credit Guarantee Cooperation Agreement.
"

Banks that have just been established to emerge in Shanghai, and companies that are in urgent need of blood replenishment due to broken capital chains, the two parties with their own abacus coincide in terms of business development and quickly signed a cooperation agreement.
On February 29, 2012, Huimin Village Bank and Zhongbao Guarantee Company controlled by Liu Mouqing signed a bank loan of 100 million yuan "Credit Guarantee Cooperation Agreement.
"

So why did Huimin Village Bank cooperate with Liu Mouqing, but Sichuan Tianfu Bank was the one who was deceived in the end?

So why did Huimin Village Bank cooperate with Liu Mouqing, but Sichuan Tianfu Bank was the one who was deceived in the end?

After negotiation between the two parties, Huimin Village Bank plans to redeem Liu Mouqing’s loan in the form of bank acceptance notes.
For example, Fu Mou, general manager of the business department and retail business department of Huimin Village Bank, said that issuing loans in the form of bills can increase deposits for Huimin Village Banks.
Both deposit and loan business can achieve growth, which is an opportunity for Huimin Rural Bank to open up the market.

After negotiation between the two parties, Huimin Village Bank plans to redeem Liu Mouqing’s loan in the form of bank acceptance notes.
For example, Fu Mou, general manager of the business department and retail business department of Huimin Village Bank, said that issuing loans in the form of bills can increase deposits for Huimin Village Banks.
Both deposit and loan business can achieve growth, which is an opportunity for Huimin Rural Bank to open up the market.

However, a problem lies in front of the village banks: Huimin Village Bank has just been established and has not yet obtained the qualification for bank acceptance bill acceptance approved by the central bank.
If you apply for this qualification, you need at least one year of business start-up time.

However, a problem lies in front of the village banks: Huimin Village Bank has just been established and has not yet obtained the qualification for bank acceptance bill acceptance approved by the central bank.
If you apply for this qualification, you need at least one year of business start-up time.

The time is too long and the task is urgent.
As the actual controller of Huimin Village Bank, Sichuan Tianfu Bank should "support" its son.
To this end, Huimin Village Bank and Sichuan Tianfu Bank signed the "Agreement on Cooperation in Handling Bank Acceptance Draft Business by Entrusting Agents.
"

The time is too long and the task is urgent.
As the actual controller of Huimin Village Bank, Sichuan Tianfu Bank should "support" its son.
To this end, Huimin Village Bank and Sichuan Tianfu Bank signed the "Agreement on Cooperation in Handling Bank Acceptance Draft Business by Entrusting Agents.
"

Through this agreement, Tianfu Bank became the agent of Huimin Village Bank's acceptance bill business.
The main reason is that Huimin Village Bank pays the bill to Tianfu Bank according to the amount on behalf of the drawer before the due date of the acceptance bill.
Tianfu Bank acts as the acceptance agent and the designated payment agent to accept the bills issued by its customers.

Through this agreement, Tianfu Bank became the agent of Huimin Village Bank's acceptance bill business.
The main reason is that Huimin Village Bank pays the bill to Tianfu Bank according to the amount on behalf of the drawer before the due date of the acceptance bill.
Tianfu Bank acts as the acceptance agent and the designated payment agent to accept the bills issued by its customers.

The Huimin Village Bank had an agent, and Liu Mouqing was anxious to replenish blood, and the cooperation quickly entered the implementation stage.
According to Liu Mouqing’s confession, he used dozens of merchants to fabricate a copy of the contract certifying the purpose of the loan and a copy of the supporting value-added tax invoice to apply for a total of 84 million loans from the Huimin Village Bank.

The Huimin Village Bank had an agent, and Liu Mouqing was anxious to replenish blood, and the cooperation quickly entered the implementation stage.
According to Liu Mouqing’s confession, he used dozens of merchants to fabricate a copy of the contract certifying the purpose of the loan and a copy of the supporting value-added tax invoice to apply for a total of 84 million loans from the Huimin Village Bank.

Inability to pay off court lawyers pointed at the bank

The inability to pay the court lawyers pointed at the bank.
The inability to pay the court lawyers pointed at the bank.

Cheng Mouyong is one of these dozens of merchants.
After signing an agreement with Huimin Village Bank, Liu Mouqing found Cheng Mouyong, which also appeared at the beginning of the article that Cheng Mouyong was instructed to defraud the acceptance bill.

Cheng Mouyong is one of these dozens of merchants.
After signing an agreement with Huimin Village Bank, Liu Mouqing found Cheng Mouyong, which also appeared at the beginning of the article that Cheng Mouyong was instructed to defraud the acceptance bill.

On July 15, 2012, the shareholders meeting of Langtai Company resolved to apply for a comprehensive credit loan of 3 million yuan to Huimin Village Bank for operating capital turnover.
Huimin Village Bank provided Langtai Company with a "Bank Acceptance Draft" of 6 million yuan, and the payment was made by Sichuan Tianfu Bank.

On July 15, 2012, the shareholders meeting of Langtai Company resolved to apply for a comprehensive credit loan of 3 million yuan to Huimin Village Bank for operating capital turnover.
Huimin Village Bank provided Langtai Company with a "Bank Acceptance Draft" of 6 million yuan, and the payment was made by Sichuan Tianfu Bank.

In February 2013, after the loan expired, Langtai Company did not repay the loan from Sichuan Tianfu Bank.
In November 2013, Dong Mou, as employees of Sichuan Tianfu Bank and Huimin Bank, reported that Liu Mouqing, Cheng Mouyong and others belonged to the bank acceptance draft business of Tianfu Bank and Huimin Bank, and failed to pay the bills overdue.
The payment is handed over to the bank that issued the ticket.

In February 2013, after the loan expired, Langtai Company did not repay the loan from Sichuan Tianfu Bank.
In November 2013, Dong Mou, as employees of Sichuan Tianfu Bank and Huimin Bank, reported that Liu Mouqing, Cheng Mouyong and others belonged to the bank acceptance draft business of Tianfu Bank and Huimin Bank, and failed to pay the bills overdue.
The payment is handed over to the bank that issued the ticket.

Subsequently, the Nanchong City Public Security Bureau filed a case with Liu Mouqing, Cheng Mouyong and others suspected of guilty of fraudulent acceptance of bills.
The verdict showed that as of December 20, 2016, Langtai Company still owed a principal of RMB 1,853,600, but Cheng Moouyong's excess assets had been seized.

Subsequently, the Nanchong City Public Security Bureau filed a case with Liu Mouqing, Cheng Mouyong and others suspected of guilty of fraudulent acceptance of bills.
The verdict showed that as of December 20, 2016, Langtai Company still owed a principal of RMB 1,853,600, but Cheng Moouyong's excess assets had been seized.

According to the judgment, as of April 30, 2015, a total of 14 companies had failed to repay their principal and interest and defrauded a total of 14 acceptance drafts issued by Sichuan Tianfu Bank with a total amount of 84 million yuan.
Huimin Village Bank provided advances for the above 14 companies.
Gold 31.
571 million yuan.

According to the judgment, as of April 30, 2015, a total of 14 companies had failed to repay their principal and interest and defrauded a total of 14 acceptance drafts issued by Sichuan Tianfu Bank with a total amount of 84 million yuan.
Huimin Village Bank provided advances for the above 14 companies.
Gold 31.
571 million yuan.

In July 2019, the People's Court of Shunqing District, Nanchong City heard the case.

In July 2019, the People's Court of Shunqing District, Nanchong City heard the case.

During the trial of the case, Cheng's lawyer pointed the finger at the bank.
Cheng Mooyong’s lawyer stated that in this case, Langtai Company only provided a copy of the "Domestic Purchase Contract" and a copy of the value-added tax invoice when applying for a loan, and it passed the review by the bank and its staff, which is known for its rigor.
The Thai company also easily got a loan of 3 million yuan, which is really incredible.
The bank’s explanation for this is that the bank’s risk control system cannot identify the authenticity of the value-added tax invoice, but if the bank’s risk control system cannot identify the authenticity of the copy, why does it not need to check the original contract and the original value-added tax invoice? Or check the authenticity through the platform of the State Administration of Taxation? Therefore, it cannot be ruled out that the victim Jinshan Huimin knew that the materials provided by Langtai Company were false, but for business needs, Langtai Company provided untrue information, and Jinshan Huimin opened his eyes and closed his eyes and cooperated with Langtai Company for the loan .

During the trial of the case, Cheng's lawyer pointed the finger at the bank.
Cheng Mooyong’s lawyer stated that in this case, Langtai Company only provided a copy of the "Domestic Purchase Contract" and a copy of the value-added tax invoice when applying for a loan, and it passed the review by the bank and its staff, which is known for its rigor.
The Thai company also easily got a loan of 3 million yuan, which is really incredible.
The bank’s explanation for this is that the bank’s risk control system cannot identify the authenticity of the value-added tax invoice, but if the bank’s risk control system cannot identify the authenticity of the copy, why does it not need to check the original contract and the original value-added tax invoice? Or check the authenticity through the platform of the State Administration of Taxation? Therefore, it cannot be ruled out that the victim Jinshan Huimin knew that the materials provided by Langtai Company were false, but for business needs, Langtai Company provided untrue information, and Jinshan Huimin opened his eyes and closed his eyes and cooperated with Langtai Company for the loan .

The interpretation of these issues was not disclosed in the judgment.
The judgment on Liu Mouqing did not disclose it either.

The interpretation of these issues was not disclosed in the judgment.
The judgment on Liu Mouqing did not disclose it either.

In the end, the People's Court of Shunqing District of Nanchong City sentenced Cheng Mouyong to the crime of defrauding bill acceptance, sentenced him to 1 year in prison, suspended for 2 years, and fined 30,000 yuan.

In the end, the People's Court of Shunqing District of Nanchong City sentenced Cheng Mouyong to the crime of defrauding bill acceptance, sentenced him to 1 year in prison, suspended for 2 years, and fined 30,000 yuan.

In the past two years, the business of many small and medium-sized enterprises has become more and more difficult to do.
Raw materials have soared, labor costs have been rising, and environmental protection has been rigorously rectified.
.
.
At the same time, many business owners have also been troubled by the old difficulty of acceptance bills.
Question-"Even if you do a few big deals, you can't see any money, and all you get are acceptance bills," said the boss of a small business.

In the past two years, the business of many small and medium-sized enterprises has become more and more difficult to do.
Raw materials have soared, labor costs have been rising, and environmental protection has been rigorously rectified.
.
.
At the same time, many business owners have also been troubled by the old difficulty of acceptance bills.
Question-"Even if you do a few big deals, you can't see any money, and all you get are acceptance bills," said the boss of a small business.

Acceptance bills are a major pain for many small and medium-sized enterprises, and it is also a pain for foundry enterprises.
The pain point of acceptance bills is now causing many small, medium and micro enterprises to complain.
There is one of the most popular names-"Circular IOUs"! Yes, an acceptance bill is money in the final analysis, but it is not cash after all.
It is a waste of money for companies to pay wages, pay shop rent, five insurances and one housing fund, and pay taxes.
You can never take an acceptance bill to pay taxes.
Well, the rhythm of being inspected by the tax bureau every minute.

Acceptance bills are a major pain for many small and medium-sized enterprises, and it is also a pain for foundry enterprises.
The pain point of acceptance bills is now causing many small, medium and micro enterprises to complain.
There is one of the most popular names-"Circular IOUs"! Yes, an acceptance bill is money in the final analysis, but it is not cash after all.
It is a waste of money for companies to pay wages, pay shop rent, five insurances and one housing fund, and pay taxes.
You can never take an acceptance bill to pay taxes.
Well, the rhythm of being inspected by the tax bureau every minute.

High cost of acceptance bills

High cost of acceptance bills High cost of acceptance bills

For the bosses of small and medium-sized enterprises, even if the acceptance bill is not cash, it does not matter if it can be circulated well or the discount cost is not high, but the reality is that the cost of using the acceptance bill is too high.

For the bosses of small and medium-sized enterprises, even if the acceptance bill is not cash, it does not matter if it can be circulated well or the discount cost is not high, but the reality is that the cost of using the acceptance bill is too high.

The boss of a certain "deeply hurt" business even left such an account: Last year, the company's sales of 30 million, of which acceptance bills accounted for 60%, usually use cash, so 60% of the bills are discounted in advance , A total of more than 400,000 interest discounts throughout the year, while last year's net profit was only about 1 million.
Interest accounts for half of the profit, which does not count the cost of the other 40% of the draft.

The boss of a certain "deeply hurt" business even left such an account: Last year, the company's sales of 30 million, of which acceptance bills accounted for 60%, usually use cash, so 60% of the bills are discounted in advance , A total of more than 400,000 interest discounts throughout the year, while last year's net profit was only about 1 million.
Interest accounts for half of the profit, which does not count the cost of the other 40% of the draft.

Acceptance bills mainly have the following costs:

Acceptance bills mainly have the following costs:

Time cost: Acceptance bills are generally one and a half years;

Time cost: Acceptance bills are generally one and a half years;

Financial cost: The bill of exchange leads to an increase in the company's capital turnover cycle;

Financial cost: The bill of exchange leads to an increase in the company's capital turnover cycle;

If the acceptance bill is discounted in advance, several points of interest have to be paid;

If the acceptance bill is discounted in advance, several points of interest have to be paid;

Guarantee fee: some banks do not collect hundreds of thousands of small bills of exchange, and they need to be guaranteed by a guarantee company;

Guarantee fee: some banks do not collect hundreds of thousands of small bills of exchange, and they need to be guaranteed by a guarantee company;

Carriage fees: Many drafts cannot be accepted immediately after they are due.
The time cost of this delay will not be mentioned.
After the expiration, the company will have to spend a lot of carriage fees and communication costs for this matter.

Carriage fees: Many drafts cannot be accepted immediately after they are due.
The time cost of this delay will not be mentioned.
After the expiration, the company will have to spend a lot of carriage fees and communication costs for this matter.

But even if this is the case, the business has to be done.
As a small business owner said: "If a downstream company buys goods with you, but he has no cash, only acceptance bills, wouldn’t you just not do this business? Let’s talk about it.
There is still a lot of business going back.
Both parties have friendship in the business field.
If this order is not done, the line may be broken in the future.
"Hey, it's really helpless, tangled, and heartbroken.

But even if this is the case, the business has to be done.
As a small business owner said: "If a downstream company buys goods with you, but he has no cash, only acceptance bills, wouldn’t you just not do this business? Let’s talk about it.
There is still a lot of business going back.
Both parties have friendship in the business field.
If this order is not done, the line may be broken in the future.
"Hey, it's really helpless, tangled, and heartbroken.

The phenomenon of acceptance bills is chaotic

The phenomenon of acceptance bills is chaotic The phenomenon of acceptance bills is chaotic

It can be said that the acceptance bill is a vampire that banks and large enterprises jointly exploit small and medium-sized enterprises.

It can be said that the acceptance bill is a vampire that banks and large enterprises jointly exploit small and medium-sized enterprises.

In fact, the acceptance bills of the four major banks in China, agriculture, industry, and construction, as well as state-owned enterprises and state-owned enterprises, are better.
After all, they have strong capital and everyone agrees.
But the acceptance bills of some small banks and small businesses are often delayed after they expire, so they are transferred to the next family, and others do not want them.
This leads to the chaos of acceptance bills, because everyone does not want it to fall into their own hands.

In fact, the acceptance bills of the four major banks in China, agriculture, industry, and construction, as well as state-owned enterprises and state-owned enterprises, are better.
After all, they have strong capital and everyone agrees.
But the acceptance bills of some small banks and small businesses are often delayed after they expire, so they are transferred to the next family, and others do not want them.
This leads to the chaos of acceptance bills, because everyone does not want it to fall into their own hands.

The following are real examples:

The following are real examples:

A certain fabric trading company has hardly received cash for a whole year, and the net acceptance is almost not enough cash to pay wages, so the boss thought that if the wages were really not paid by that time, they could only use the acceptance to discount.

A certain fabric trading company has hardly received cash for a whole year, and the net acceptance is almost not enough cash to pay wages, so the boss thought that if the wages were really not paid by that time, they could only use the acceptance to discount.

A textile company received an acceptance bill of 500,000 yuan, and Party A should pay 300,000 yuan for the goods, but it said that it gave Party B a commercial acceptance bill of 500,000 yuan and asked Party B to find him 200,000 in cash.

A textile company received an acceptance bill of 500,000 yuan, and Party A should pay 300,000 yuan for the goods, but it said that it gave Party B a commercial acceptance bill of 500,000 yuan and asked Party B to find him 200,000 in cash.

A small company sold a batch of white billets to another company.
Originally, the money was not much, but the buyer had to pay the bill of exchange.
Of course, the seller quit, but the buyer said there was no money, only the bill of exchange, and some supermarket shopping cards.
Do you want.

A small company sold a batch of white billets to another company.
Originally, the money was not much, but the buyer had to pay the bill of exchange.
Of course, the seller quit, but the buyer said there was no money, only the bill of exchange, and some supermarket shopping cards.
Do you want.

Another company did a business, and the other party has been in arrears for payment for some reason.
The two companies saw each other for half a year and almost went to court.
In the end, the company finally received the other party’s commercial exchange draft.
What's the complaint? There was a bit of snicker, and I almost couldn't get it back.
You say this makes sense.

Another company did a business, and the other party has been in arrears for payment for some reason.
The two companies saw each other for half a year and almost went to court.
In the end, the company finally received the other party’s commercial exchange draft.
What's the complaint? There was a bit of snicker, and I almost couldn't get it back.
You say this makes sense.

This is the effect of "bad money expelling good money".
The bill of exchange is also a kind of currency from a certain perspective, but it is a currency of "inferior quality" than the "renminbi", especially the commercial exchange bill, which is "bad".
Therefore, in the actual use process, the acceptance bill will "drive out" the cash.

This is the effect of "bad money expelling good money".
The bill of exchange is also a kind of currency from a certain perspective, but it is a currency of "inferior quality" than the "renminbi", especially the commercial exchange bill, which is "bad".
Therefore, in the actual use process, the acceptance bill will "drive out" the cash.

When downstream enterprises purchase goods or purchase products and services from Party B, if they have both cash and money orders in their hands, they will definitely choose to pay you by money orders.
Maybe you would say that you have to charge less for bank acceptance drafts, and don't charge for commercial acceptance drafts at all.

When downstream enterprises purchase goods or purchase products and services from Party B, if they have both cash and money orders in their hands, they will definitely choose to pay you by money orders.
Maybe you would say that you have to charge less for bank acceptance drafts, and don't charge for commercial acceptance drafts at all.

Having said that, there is no other way.
Isn't it possible to do business when it comes? Do I have to see the money before shipping? In many cases, when the transaction is almost completed, the other party only says that only commercial drafts are available.
Is it torn apart? At this time, I can only think: Next time, keep an eye on it.

Having said that, there is no other way.
Isn't it possible to do business when it comes? Do I have to see the money before shipping? In many cases, when the transaction is almost completed, the other party only says that only commercial drafts are available.
Is it torn apart? At this time, I can only think: Next time, keep an eye on it.

Cancellation of acceptance bills is the biggest support for small and micro enterprises

Cancellation of acceptance bills is the biggest support for small and micro enterprises.
Cancellation of acceptance bills is the biggest support for small and micro enterprises.

How to solve the financing difficulties of small and medium-sized enterprises, it is a fact that it is difficult for small and medium-sized enterprises to obtain financing, because there is no collateral, and secondly, it is difficult to secure loans now.

How to solve the financing difficulties of small and medium-sized enterprises, it is a fact that it is difficult for small and medium-sized enterprises to obtain financing, because there is no collateral, and secondly, it is difficult to secure loans now.

In fact, the most immediate problem facing small and medium-sized enterprises right now is that most of the payments made by large factories are now acceptances.
Small and medium-sized enterprises have to pay for materials, wages, taxes, interest, etc.
in cash, so there will be discounts.
Now there are three discounts.
More money will undoubtedly be less profitable.
To support small and medium-sized enterprises, cancellation of acceptance bills is the greatest support!

In fact, the most immediate problem facing small and medium-sized enterprises right now is that most of the payments made by large factories are now acceptances.
Small and medium-sized enterprises have to pay for materials, wages, taxes, interest, etc.
in cash, so there will be discounts.
Now there are three discounts.
More money will undoubtedly be less profitable.
To support small and medium-sized enterprises, cancellation of acceptance bills is the greatest support!

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