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Medical security is a major institutional arrangement to reduce people's burdens and improve people's livelihood and well-being, and is a major livelihood project
of inclusive nature.
At present, the 2023 medical insurance payment for urban and rural residents is being carried out across the country
.
According to national regulations, the basic medical insurance for urban and rural residents implements a combination of individual contributions and financial subsidies, and the individual payment standard of basic medical insurance for urban and rural residents in 2023 is 350 yuan per person, and the financial subsidy standard is not less than 610 yuan
per person.
The basic medical insurance for urban and rural residents covers all urban and rural residents
except those who should be insured by the basic medical insurance for employees.
The scope of insurance includes, rural and urban non-employed residents (including primary and secondary school students, preschool children); All kinds of full-time ordinary college and secondary school students; Persons who have obtained a local residence permit; Other personnel
stipulated by the State, provinces and municipalities.
The payment deadline for participating in the basic medical insurance for urban and rural residents in 2023 is December 31, 2022, and all localities can extend
it appropriately according to the actual situation.
Multisectoral coordination and cooperation to ensure that due payments are fully paid
In accordance with the relevant requirements of the state, local governments provide subsidies to special people who have paid the basic medical insurance premiums for urban and rural residents according to categories, reduce the burden of payment on the people, ensure that "all should be guaranteed and paid in full", and prevent the occurrence of falling back into poverty due to illness and poverty due to illness
.
In Xiaochong Village, Shimashan Street, Loudi Lianyuan City, Hunan Province, village cadres are visiting their homes to help Liu Zizi, a low-income target with limited mobility, use his mobile phone to pay for urban and rural residents' medical insurance
in 2023.
Liu Zizi, 75 years old this year, suffers from diabetes, high blood pressure and liver and gallbladder diseases, and the monthly cost of various medical treatment is more than 1,200 yuan
.
According to the policy jointly issued by the Hunan Provincial Medical Insurance Bureau and other departments, Liu Zizi will enjoy half of the medical insurance participation subsidy
.
According to the unified deployment of the National Medical Insurance Bureau, all localities will fully subsidize the individual contribution part of the special hardship personnel to participate in the resident medical insurance; Half of the subsidy
will be provided to the recipients of the subsistence allowance and the targets of poverty monitoring.
In order to ensure that all people in need are included in the medical insurance coverage, the Hunan Provincial Medical Insurance Bureau and the Hunan Provincial Taxation Bureau of the State Administration of Taxation rely on the data information sharing platform to compare data in real time, focus on the people in difficulty, and set up early warning information
according to the annual payment time node.
It is understood that while enjoying the medical insurance treatment in five aspects, such as outpatient coordination, "two diseases" drug insurance, hospitalization insurance, serious illness insurance, and medical assistance, the scope of reimbursement for drugs and medical consumables will be further expanded, which will better meet the basic medical needs
of the masses.
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